Credit Risk Analyst

Credit Risk Analyst - LEEDS

About ENGIE

ENGIE is a global leader in low-carbon energy supply and services. We have been active in the UK energy market for over 20 years, focusing on energy storage and renewable energy (solar, wind, biogas), while supplying energy to organisations of all sizes.

We are reshaping the energy future by reconciling economic performance with a positive impact on people and the planet. We are looking for individuals committed to helping turn our vision into reality.

About the Role

We are seeking a detail-oriented and analytical Credit Risk Analyst to join our Risk & Internal Control Team within the Energy Supply Business Platform of ENGIE Global Energy Management & Sales (GEMS) in Leeds. This role involves supporting the Senior Credit Risk Analyst in managing all aspects of the Credit Risk function, including processing large counterparty credit applications and liaising with external credit insurers.

Key Accountabilities

• Process credit applications using a custom credit scorecard (Experian Business IQ).
• Liaise with external credit insurers and manage a portfolio with defined limits up to £2bn.
• Communicate with the Energy Supply Sales department on topics such as bank guarantees, letters of credit, and security deposits.
• Contribute to management packs for the Credit/Sales Meeting, Local Risk Management Committee (LRMC), and GEMS B2B Supply Risk Committee.
• Ensure adherence to the Energy Supply UK Credit Policy for all credit applications.
• Refresh and investigate variances in Credit Risk Metrics, including indication review, payment performance, security deposits, and theoretical payment risk.

Skills and Experience

• Proficiency in Microsoft Office, with advanced skills in Excel, including VBA.
• Strong problem-solving and decision-making abilities.
• Ability to produce accurate work under tight deadlines and manage conflicting priorities.
• Excellent communication skills for reporting complex financial analysis to a wide-ranging audience.
• Highly numerate with good verbal reasoning skills.
• Teamwork skills to suit a variety of different situations.
• Desirable: Ability to query SQL Server & Oracle databases using SQL, experience with Power Query within Excel/Power BI, and experience using Python (Jupyter notebooks).

Qualifications

• Degree level qualification in a related discipline (Maths, Business, Economics, Accounting, Finance, Management).

Why ENGIE UK?

• Opportunity to make a significant impact on the future of energy supply.
• Collaborative and innovative work environment.
• Hybrid working options.
• Bonus programme.
• Healthcare cash plan.
• Employer pension contribution.
• Commitment to professional development and growth.

How to Apply

If you are passionate about credit risk analysis and eager to contribute to the energy sector, we want to hear from you. At ENGIE UK, we value diversity and are committed to creating an inclusive environment for all employees. Even if you do not meet all the requirements listed, we encourage you to apply. Your unique skills and experiences could be just what we need.

To apply, please submit your CV detailing your experience and why you are the ideal candidate for this role.